RAQAMLI SUG‘URTA TIZIMLARINING RIVOJLANISHIDA INSURTECH TEXNOLOGIYALARINING ROLI
Keywords:
InsurTech, raqamli sug‘urta, sun’iy intellekt, blockchain, katta ma’lumotlar, moliyaviy inklyuziya, raqamli transformatsiya.Abstract
Ushbu maqolada raqamli sug‘urta tizimlarining shakllanishi va rivojlanishida InsurTech texnologiyalarining o‘rni hamda ahamiyati tahlil qilinadi. Tadqiqotda sun’iy intellekt, katta ma’lumotlar (Big Data), blockchain, mobil ilovalar va avtomatlashtirilgan da’vo tizimlarining sug‘urta xizmatlari samaradorligiga ta’siri o‘rganilgan. Natijalar shuni ko‘rsatadiki, InsurTech texnologiyalari sug‘urta kompaniyalarining raqamli transformatsiyasini jadallashtirib, mijozlar bilan o‘zaro aloqani soddalashtiradi, xarajatlarni kamaytiradi hamda moliyaviy inklyuziyani kengaytiradi. O‘zbekiston sug‘urta bozorida ushbu texnologiyalarni joriy etish soha raqobatbardoshligini oshirishi va innovatsion rivojlanish uchun yangi imkoniyatlar yaratishi mumkin.
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